The Great Value Of Accident Photographs
by: Dan Baldyga
You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in his pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no choice to avoid him. Now the time has come to settle your claim for property damage and personal injuries. Let’s talk about photographs one of the basics that should have been taking place - - just as soon as possible - - after that impact had taken place.
PHOTOGRAPHS OF INJURIES: Photographs are often the best evidence you can produce to increase the value of your claim. If your accident causes bodily injuries that are visible (such as bruises, deep cuts, swellings, lacerations, dislocations and/or black and blue marks) it’s crucial, to the ultimate settlement value of your case, that you have photographs taken of those just as soon as possible! Take them from 3 feet away and also as close as you can so as to capture the seriousness of heir existence. When you hand those to Adjuster I. M. Smart from the Granite Insurance Company believe me when I tell you he’ll stare at them and blanch!
Question: "How does Dan know this to be so"?
Answer: "Because for 38 years Dan was there and felt that"!
PHOTOGRAPHS OF BOTH VEHICLES: You should take photographs of the damages to your vehicle from several different angles. If at all possible find the motor vehicle that hit you and take photographs of that damage also. When it comes to proving the impact your body was subjected to (and in many cases to prove who was at fault) those photographs could one day be worth their weight in gold.
HOW TO TAKE PHOTOGRAPHS OF THE ACCIDENT SCENE: The pictures of each accident scene should be taken from at least three different angles: Snap several of a “general view” of the area from about 20 to 40 feet away; a couple more “medium range” shot’s from 10 to 15 feet away, and then some “close up” shot’s from 3 to 5 feet away. If it’s at all possible all three different distances should have a common point or orientation. If, for example, you’re snapping photographs of a skid mark, it should be taken from an angle so as to clearly show were that skid mark is, in relation to a landmark, like a street sign, a building, a fire hydrant, etc. Another photograph should then be taken with a closer view - - one clearly identifying the skid mark in detail - -and also, if possible, include this readily identifiable object or landmark (the street signs, building‘s, etc.).
Because they’re such potent evidence you should blow up those photographs of the skid marks, taken from 3 to 6 feet away, into 8X10 glossies. A total of 12 to 15 photographs of the accident scene and/or the skid marks are not too many. When you hand copies of the 8X10 glossy photograph’s of those skid marks to the adjuster, to help justify he payment he’ll eventually make to you, it will absolutely increase the value of your claim.
"Why" you ask?
The answer to that one is, "Because it will tell both adjuster Smart and his supervisor (who, in the end, will usually call the shots on how much your settlement dollars should be) that you know what you’re doing and you’re not the type of individual who can be taken advantage of".
A WORD OF CAUTION: The individual engaged in the task of snapping photograph’s of your body, the accident scene, etc., should be careful to make sure they’re not undertaking this effort with a casual, hasty or careless attitude - - one that tends to leave it up to do the camera to do the thinking for them. Rather, the photographer ought to carefully consider the process the process slowly and seriously so that the photos produced will produce the maximum value.
If at all possible photos should be taken of the exact location on the road where the impact occurred, and shots of all relevant gouge and/or chop marks on the surface, plus traffic signs, etc., as applicable.
It cannot be emphasized enough that photographs of skid marks are invaluable evidence, since they can often indicate Fuddle’s speed at the time of impact and can be a tremendous asset when it comes to establishing fault.
A good practice to follow is to make a brief notation on the backs of all photos, entering upon them a brief account of what the photo is showing, the date it was taken and by whom.
Photographs of injuries, the accident scene and the road surface if done correctly - - is money in the bank !
Copyright (c)2004 By Daniel G. Baldyga
DISCLAIMER: The only purpose of this article "THE GREAT VALUE OF ACCIDENT PHOTOGRAPHS" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Peter Go nor ARTICLECITY.COM make any guarantee of any kind whatsoever: NOR do they purport to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain said services.
All of the information necessary for you to deal with and handle the above issues are spelled out wiithin the contents of Dan Baldyga's third "How To" Insurance Claim book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss)found on the internet at http://www.caraccidentclams.com or http://www.autoaccodentclaims.com. This book also contains BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA will tell you exactly how many dollars the "Pain and Suffering" you endured, because of your accident - - are worth!
Copyright (c) 2002 By Dan Baldyga. All Rights Reserved
About The Author
Dan Baldyga is now retired and spends his time writing articles to assist those who are involved in motor vehicle accident claims so they won't be taken advantage of: dbpaw@comcast.net.
This article was posted on December 11, 2004
Se afișează postările cu eticheta those. Afișați toate postările
Se afișează postările cu eticheta those. Afișați toate postările
duminică, 25 decembrie 2011
Why Become A Truck Driver?
There are a great number of good reasons for someone to become a truck driver. First and foremost among those reasons would be the great pay. Did you realize that most truckers, their first year out on the road, earn an average of $35,000 a year?
Why Become A Truck Driver?
by: Joe Regan
There are a great number of good reasons for someone to become a truck driver. First and foremost among those reasons would be the great pay. Did you realize that most truckers, their first year out on the road, earn an average of $35,000 a year? And, that after just a few years out, those same truckers are making an average of $45,000-$50,000 annually? And finally, veteran drivers who own their own trucks make average salaries that are over $100,000 a year. What other profession can you get into, where the pay is that good?
One other great reason to get into trucking…….. is the chance to see some of this great country of ours. How many states have you been to? Are you one of those people who haven’t been to very many places? Well, get into trucking and you will have the opportunity to explore America. See why most people consider this to be not only the greatest country in the world, but also the most beautiful one as well. What other country has sights like The Grand Canyon, Yellowstone Park, the Great Smoky Mountains, the Pacific Ocean, the Gulf of Mexico, New England in the fall, and so much more? Want to explore America? Become a trucker.
One other great thing about being a trucker is the camaraderie that you feel with your fellow truckers. It’s a special bond, much like the bond that people who are in the military feel. You and your fellow truckers know that you are doing a job that is vital, Vital for the country. For without trucking, we would be in a heap of trouble. Do you have any idea how many products that you use, that are delivered by truck? The percentage of products delivered by truck is around 78%. So think about something that you use (car; food; pharmaceuticals; etc.) and there’s a really good chance that it got to you, by truck.
Trucking is not an easy job. I won’t try to make it seem like it is. For one thing, you’re away from home a lot. But even that, you do have some control over. For example, if you’re the type who likes to be home quite a bit, there are truck driving jobs where the drivers are home every weekend, and in some cases, there are trucking jobs where the drivers are home every night. It must be noted though, that some of those jobs don’t pay as well as the long haul jobs do.
Is trucking for you? Only you can decide that. If you think that it is for you, the first step is to enter a truck driving school. There are great schools located in every region of this country.
About The Author
Joe Regan
Find a Truck Driving School near you. http://www.bubbajunk.com/
You may reproduce this article as long as the authors name and link is provided.
Why Become A Truck Driver?
by: Joe Regan
There are a great number of good reasons for someone to become a truck driver. First and foremost among those reasons would be the great pay. Did you realize that most truckers, their first year out on the road, earn an average of $35,000 a year? And, that after just a few years out, those same truckers are making an average of $45,000-$50,000 annually? And finally, veteran drivers who own their own trucks make average salaries that are over $100,000 a year. What other profession can you get into, where the pay is that good?
One other great reason to get into trucking…….. is the chance to see some of this great country of ours. How many states have you been to? Are you one of those people who haven’t been to very many places? Well, get into trucking and you will have the opportunity to explore America. See why most people consider this to be not only the greatest country in the world, but also the most beautiful one as well. What other country has sights like The Grand Canyon, Yellowstone Park, the Great Smoky Mountains, the Pacific Ocean, the Gulf of Mexico, New England in the fall, and so much more? Want to explore America? Become a trucker.
One other great thing about being a trucker is the camaraderie that you feel with your fellow truckers. It’s a special bond, much like the bond that people who are in the military feel. You and your fellow truckers know that you are doing a job that is vital, Vital for the country. For without trucking, we would be in a heap of trouble. Do you have any idea how many products that you use, that are delivered by truck? The percentage of products delivered by truck is around 78%. So think about something that you use (car; food; pharmaceuticals; etc.) and there’s a really good chance that it got to you, by truck.
Trucking is not an easy job. I won’t try to make it seem like it is. For one thing, you’re away from home a lot. But even that, you do have some control over. For example, if you’re the type who likes to be home quite a bit, there are truck driving jobs where the drivers are home every weekend, and in some cases, there are trucking jobs where the drivers are home every night. It must be noted though, that some of those jobs don’t pay as well as the long haul jobs do.
Is trucking for you? Only you can decide that. If you think that it is for you, the first step is to enter a truck driving school. There are great schools located in every region of this country.
About The Author
Joe Regan
Find a Truck Driving School near you. http://www.bubbajunk.com/
You may reproduce this article as long as the authors name and link is provided.
Low Speed Impact "Injury" Facts
Low Speed impacts are those that take pace at speeds under 10 MPH. There’s often little (if any) visible Property Damage done to the rear of ones motor vehicle. However, those who are struck (especially in the rear) often have injuries, especially....
Low Speed Impact "Injury" Facts
by: Dan Baldyga
Low Speed impacts are those that take pace at speeds under 10 MPH. There’s often little (if any) visible Property Damage done to the rear of ones motor vehicle. However, those who are struck (especially in the rear) often have injuries, especially neck injuries. The most common of them are identified as “Whiplash”.
The most contributing factors to “Low Back Injuries” is that the occupants cannot brace themselves nor force their back and neck against the seat or headrest. Most bumpers are built to withstand a low impact (with limited visible damage) but while there may be very minor property damage the body gets snapped around and the body sustains “Soft Tissue” injuries - - including bruises, plus chest and rib injuries.
It’s been proved that while seat belts save lives they can also cause injuries! Since the introduction of Seat Belt Legislation the incidence of “Soft Tissue” injury has increased an astonishing 21% !
If one were to refer to the “Institute For Highway Safety (regarding their alleged Inside-Information - - conducted via their “Crash Test Dummy” tests) they would read, “Whiplash is fairly rare.” This is absolutely incorrect ! Why? Because their “Crash Test Dummies” are seated comfortably and erect, with all the proper equipment, seat backs, seat belts, head restraints, etc. However, it’s highly improbable that any of us are ever in the “Ideal Model Situation”, when involved in a motor vehicle crash.
Body size plays a role in how severe an individuals injury can be. Tall people are at greater risk of “Whiplash”. This is because they are most likely to have head restraints that are too low to be of any help at impact. Individuals with less muscle mass (i.e. women, children and the elderly) pose a higher level of injury risk because this lowers their own internal protective mechanism. This phenomenon also applies to those with small bone structure!
VEHICLE DAMAGE: Older vehicles often suffer greater impacts but show less damage, than new cars. Just because a vehicle shows little or no damage to the bumper does not mean the driver or other occupants did not suffer an injury.
Even though there’s little, if any, Property Damage to be visually observed, and becomes a problem for (regarding your Personal Injury Claim with the insurance company you’re dealing with - - because there’s no Property Damage to be seen) there are 3 crucial factors one ought to double-check, by hiring a “Professional” to supply you with a written report on. As follows: #1. Are there damages to the Bumper Mounts or Absorbers? #2. A “Professional” (by studying the marks on the Bumper Pistons) can estimate the amount of force received at impact. #3. Also, that “Professional” must determine if the striking vehicle’s bumper slid over or under your cars bumper! (If so, even though there may have been little or no damage to your car, this proves you did indeed absorb a substantial crash)!
Too often the insurance adjuster (and/or their Superiors) will attempt to deny the possibility of an injury sustained at a low speed impact. However, recent 2003 & 2004 in-dept research substantiates, just the opposite!
Although many times the motor vehicle shows little damage, the velocity and accompanying force had to be transferred somewhere and that’s to the unlucky occupant of the motor vehicle that’s been crashed into.
NEVER FORGET: Motor vehicles are built to withstand these impacts. Your body is not !
Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved
Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.autoaccidentclaims.com or http://www.caraccidentclaims.com. This book reveals “How To” successfully handle your motor vehicle accident claim, so you won’t be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury.
DISCLAIMER: The only purpose of this article LOW SPEED IMPACT “INJURY-FACTS”, is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Peter Go nor ARTICLECITY.COM make no guarantee of any kind whatsoever, NOR purports to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain such services.
About The Author
Dan Baldyga is now retired and spends his time writing articles to assist those who are involed in motor accident aclaimsso they won't be taken advantage of: dbpaw@comcast.net.
Low Speed Impact "Injury" Facts
by: Dan Baldyga
Low Speed impacts are those that take pace at speeds under 10 MPH. There’s often little (if any) visible Property Damage done to the rear of ones motor vehicle. However, those who are struck (especially in the rear) often have injuries, especially neck injuries. The most common of them are identified as “Whiplash”.
The most contributing factors to “Low Back Injuries” is that the occupants cannot brace themselves nor force their back and neck against the seat or headrest. Most bumpers are built to withstand a low impact (with limited visible damage) but while there may be very minor property damage the body gets snapped around and the body sustains “Soft Tissue” injuries - - including bruises, plus chest and rib injuries.
It’s been proved that while seat belts save lives they can also cause injuries! Since the introduction of Seat Belt Legislation the incidence of “Soft Tissue” injury has increased an astonishing 21% !
If one were to refer to the “Institute For Highway Safety (regarding their alleged Inside-Information - - conducted via their “Crash Test Dummy” tests) they would read, “Whiplash is fairly rare.” This is absolutely incorrect ! Why? Because their “Crash Test Dummies” are seated comfortably and erect, with all the proper equipment, seat backs, seat belts, head restraints, etc. However, it’s highly improbable that any of us are ever in the “Ideal Model Situation”, when involved in a motor vehicle crash.
Body size plays a role in how severe an individuals injury can be. Tall people are at greater risk of “Whiplash”. This is because they are most likely to have head restraints that are too low to be of any help at impact. Individuals with less muscle mass (i.e. women, children and the elderly) pose a higher level of injury risk because this lowers their own internal protective mechanism. This phenomenon also applies to those with small bone structure!
VEHICLE DAMAGE: Older vehicles often suffer greater impacts but show less damage, than new cars. Just because a vehicle shows little or no damage to the bumper does not mean the driver or other occupants did not suffer an injury.
Even though there’s little, if any, Property Damage to be visually observed, and becomes a problem for (regarding your Personal Injury Claim with the insurance company you’re dealing with - - because there’s no Property Damage to be seen) there are 3 crucial factors one ought to double-check, by hiring a “Professional” to supply you with a written report on. As follows: #1. Are there damages to the Bumper Mounts or Absorbers? #2. A “Professional” (by studying the marks on the Bumper Pistons) can estimate the amount of force received at impact. #3. Also, that “Professional” must determine if the striking vehicle’s bumper slid over or under your cars bumper! (If so, even though there may have been little or no damage to your car, this proves you did indeed absorb a substantial crash)!
Too often the insurance adjuster (and/or their Superiors) will attempt to deny the possibility of an injury sustained at a low speed impact. However, recent 2003 & 2004 in-dept research substantiates, just the opposite!
Although many times the motor vehicle shows little damage, the velocity and accompanying force had to be transferred somewhere and that’s to the unlucky occupant of the motor vehicle that’s been crashed into.
NEVER FORGET: Motor vehicles are built to withstand these impacts. Your body is not !
Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved
Dan Baldyga’s third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.autoaccidentclaims.com or http://www.caraccidentclaims.com. This book reveals “How To” successfully handle your motor vehicle accident claim, so you won’t be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). BASE explains how to determine the value of the “Pain and Suffering” you endured - - because of your personal injury.
DISCLAIMER: The only purpose of this article LOW SPEED IMPACT “INJURY-FACTS”, is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga, Peter Go nor ARTICLECITY.COM make no guarantee of any kind whatsoever, NOR purports to engage in rendering any professional or legal service, NOR to substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired it is the INDIVIDUAL’S RESPONSIBILITY to obtain such services.
About The Author
Dan Baldyga is now retired and spends his time writing articles to assist those who are involed in motor accident aclaimsso they won't be taken advantage of: dbpaw@comcast.net.
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